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Title page for ETD etd-11282010-223918


Type of Document Master's Thesis
Author Greer, Andrew Louis
Author's Email Address andrew.l.greer@vanderbilt.edu
URN etd-11282010-223918
Title Ecological neighborhood-differences in mortgage default: investments in homes and communities
Degree Master of Science
Department Community Research and Action
Advisory Committee
Advisor Name Title
Susan Saegert Committee Chair
Marybeth Shinn Committee Member
Keywords
  • mortgage foreclosure
  • mortgage default
  • neighborhoods
  • ecology
  • qualitative research
Date of Defense 2010-11-26
Availability unrestricted
Abstract
Empirical investigations that examine mortgage default tend to frame studies with theory that emphasizes individual financial factors and minimizes ecological factors, which may influence defaulters' opinions of their homes as investments. While recent qualitative work has elucidated the emotional and psychological impacts of foreclosure, these investigations have not focused on the ways that neighborhood characteristics may affect these trends. This study of two neighborhoods in Nashville, TN addresses these gaps. A Ward's cluster analysis grouped high-foreclosure census tracts into neighborhoods with distinct foreclosure risk-factors based on structural characteristics and environmental stressors. Interviews with defaulters from the two neighborhoods with the highest differences in risk-factors illuminate informants' opinions of homeownership as an investment and further solidify how the distinct attributes of these neighborhoods relate to individual and collective opinions about local housing markets. The idea of an ecology of despair and ethnocentric attitudes are discussed.
Files
  Filename       Size       Approximate Download Time (Hours:Minutes:Seconds) 
 
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  greer.pdf 409.24 Kb 00:01:53 00:00:58 00:00:51 00:00:25 00:00:02

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